Archive for Pension

Pension and wealth – to secure the retirement properly

The upcoming work-free time is much more pleasant, except when the Pension assets is also a little present. People have a tendency to spend more money if they do not work.

The Pension alone is not enough

This statement that the Pension is not sufficient as a pension, you already know from your bank and your insurance company. The state pension can only secure a basic need.

  • Everyone in Germany should build at least one additional pension, if the time is sufficient, you can even earn a small fortune.
  • The asset structure is similar to building a house. The foundation must be very stable because it has to carry the upper floors. Start your assets with a conservative investment. These include time deposits and Federal securities. Both are short-term break without loss.
  • Fixed deposits are protected by the Deposit Protection Fund, Federal securities by the Federal Republic of Germany.
  • Accompany this conservative capital structure with an additional pension. Is particularly suited to a company pension scheme, which brings during the period of saving substantial tax advantages. » Read more..